FAQs
hOW I get started with the services?
SELECT THE PACKAGE AND FULL OUT THE ONBOARDING FORM THAT WILL SENT TO YOUR EMAIL AFTER PURCHASE and schedule a consultation if needed. From there, we’ll request your credit reports, review your file, and begin the dispute process based on your selected package.
I NEED TO ADD A TRADELINE ? WHERE DO I PURCHASE THEM.
FILL OUT FORM AT THE BOTTOM OF BOOK A CONSULTATION PAGE!
HOW SOON WILL I START SEEING RESULTS?
PER FCRA, credit bureaus investigate and respond to consumer disputes within 30 to 45 days.
can you guarantee results?
While we cannot guarantee specific outcomes, our goal is to make you improving your credit situation to the best of our abilities within the bounds of the law.
DO I HAVE TO BOOK A CONSULT BEFORE SUBSCRIBING TO a credit restoration plan ?
NO , IF YOU ARENT SURE ABOUT A PLAN, THEN YES YOU CAN.
Can I pay to just remove 1-4 item off my credit report without joining the programs?
Yes, Send me a Email @INFO@MONAETHECONSULTINGHEALER.COM
How DO I KNOW WHICH PLAN TO CHOOSE?
Each plan is created to achieve the specific goals you are trying to achieve by restoring your credit. If you are unsure of which plan to choose, please book a consultation with an expert credit agent.
Do you offer business funding as a service?
Currently, we do offer business funding. However, we prepare your credit profile to qualify for business loans, lines of credit, or funding opportunities. We also offer guidance and resources for building business credit.
What if I don’t know how to improve my credit?
That’s exactly why we’re here! As part of our services, we provide you with access to the latest credit repair methods, including derogatory account removals and account protection strategies. We’ll guide you step-by-step to boost your credit.
Is credit repair legal?
Yes credit repair is 100% legal when done in compliance with federal and state consumer protection laws. Our company operates under the guidelines of the Fair Credit Reporting Act (FCRA) .
Can I repair my credit myself?
Absolutely and we encourage financial literacy! While credit repair can be done independently, many people choose our service for professional expertise, time savings, and legal support. We also offer a DIY Credit Mastery Course for those who prefer a self-paced, guided option.
What happens if new negative accounts appear during my program?
Per your service agreement, any new negative accounts added to your credit report after enrollment or items not listed during your initial sign-up are considered additional disputes and subject to a $95 per account fee. You’ll be notified before any new disputes are added.